Relationships matter.

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We underwrite. We counsel. We quickly respond to questions and needs. After all, when you join HWCF, you’re not a customer, you are a member. You become part of us, and we are part of you. So, just like any great relationship, we are there when you need us.

Are You Eligible for Membership?

We partner with far more than hospitals. If you are in the healthcare industry, you’re likely a great candidate for our services. We serve:

  • Hospitals
  • Physician Offices
  • Hospice Programs
  • Medical Clinics
  • Dentist Offices
  • Medical Supply Companies/DME Providers
  • Medical Management Companies
  • Pharmacies/PBMs
  • Independent Medical Labs
  • Ambulance Services
  • Many other healthcare-related businesses

Underwriting is more than just a quote. We use fair and well-established guidelines to protect both your future and the long-term stability of HWCF.

We value service and we are responsive to your needs and questions. We offer knowledge and expertise while delivering transparency and accountability.

It also means keeping your financial picture in mind with competitive discounts, payment plans, and returns on both excess funds and investments in the form of dividends to participating members.

You’re part of us after all, and we want to be a part of your long-term formula for success.


Are you ready for a change?

Click the button below. We won’t just be in touch. We’ll give you a whole new approach to coverage.